<p>
 Client has a small personal loan with St George and they pay $300 per month - they also have a $8500 credit with WBC, his share of the mortgage is $1600 per mont and this is evident from his payslip - he also has a CBA account were he runs betting syndicates on the side and you can see on this statement that funds that are being deposited by different people - client is wanting to access $1000 of his available credit of $1500 for Christmas. </p>
