<p>
 Existing Adam Smith client wanting an increase of her credit limit to go on Holidays She is still working on a casual basis at a child care centre and receives Centrelink income (CBA Account);  she also receives a second income from Spray Tanning (funds go to her Wpac account). Client has had 16 dishonours since opening her accont in January 2019. Some of the repayments have been made up however she is currently $336 in arrears and increasing her repayments for an increase will not be assisting the client as she is not consistant with her current $48 f/n repayments</p>
