<p><a name="_Hlk30934962"><strong>Terms and Conditions</strong><br />
Before using the DataSafe Application&nbsp;<em>(Referred to in these Terms and Conditions as: DataSafeApps)</em>&nbsp;and any of our Website or Mobile Applications, please read these Terms and Conditions carefully. By accessing, browsing or using DataSafeApps you will be deemed to have agreed to them. Please note; that these Terms and Conditions may change without notice, by continuing to use the DataSafeApps after reading the Terms and Conditions you will have agreed to be bound by them. Please read these Terms and Conditions in conjunction with our Privacy Policy. The Privacy Policy forms part of the Terms and Conditions. This Website is owned and operated by DataSafe Applications Pty Ltd, ABN 63 637 480 481. ABC Advantage Pty Ltd, ABN&nbsp;</a>63 146 958 429 is the owner of DataSafe Applications Pty Ltd and holder of Australian Credit Licence Number 391326.&nbsp;</p>

<p><strong>Privacy</strong><br />
We may collect personal information from you directly or via your use of our website and services. We collect personal information which is necessary, or directly related to, our purposes or actions. In certain situations, the data collected by us or third-party providers via pixels, cookies, click re-directs and tag containers may constitute personal information. For more information about the purposes for which we gather personal information, please refer to our Privacy Policy. We also collect information, on pages you may visit on our site. This information can be both user specific or collected in aggregate. We receive and store certain types of information, ie &#39;cookies&#39;, whenever you interact with our Site and the email addresses of visitors that communicate with us via email. To ensure that we are providing materials of interest to you, we may monitor whether you opened a particular email or have clicked on the images or links therein. To enhance usability and for website analysis, we collect information related to the way in which you use our website; in particular, whether you complete online forms or, if not, where you drop off as well as your movement around the page.</p>

<p><strong>Sensitive information&nbsp;</strong><br />
Our website and in particular our Applications hold and store Sensitive information. Sensitive information about a person&#39;s financial situation, identification, health, addresses, phone numbers, relationships, account details and possibly health information.<br />
This information is kept under bank standards super-encryption. An outline of this encryption is also outlined in our Privacy Policy, or upon request.</p>

<p><strong>Information from Third Parties</strong><br />
Our Site also contains links to the websites of third party providers of goods and services (Third Party websites). If you have accessed Third Party websites through our Site and if those third parties collect information about you, we may also collect or have access to that information as part of our arrangements with those third parties. Where you access a Third-Party website from our Site, cookie information, information about your preferences or other information you have provided about yourself may be shared between us and the third party.</p>

<p><strong>Advertising and tracking</strong><br />
When you view our advertisements on a Third-Party website, the advertising company uses &#39;cookies&#39; and in some cases &#39;web beacons&#39; to collect information such as: the server your computer is logged onto;<br />
-your browser type;<br />
-the date and time of your visit; and<br />
-performance of their marketing efforts.<br />
When you access our Site after viewing one of our advertisements on a Third-Party website, the advertising company collects information on how you utilize our Site (eg which pages you view) and whether you complete an online application.<br />
We may use third party service providers that track your website usage behavior while on our website for the purposes of providing us with information to determine how better to organize our pages. We may also use such third parties to assist us conduct A/B testing.</p>

<p>It is important to know that all users are tracked in our system for security purposes. DataSafeApps is responsible for your security and the security of your data, we take this very seriously. If you require further information please contact our administrator.&nbsp;</p>

<p><strong>Cookies</strong><br />
We use &#39;cookies&#39; to provide you with better and more customised service and to make DataSafeApps more secure and reliable. A &#39;cookie&#39; is a small text file placed on your computer by our web page server. A cookie can later be retrieved by our webpage servers. Cookies are frequently used on websites and you can choose if and how a cookie will be accepted by configuring your preferences and options in your internet browser and contacting our administrator.<br />
We or our service providers use cookies for different purposes such as:<br />
-to allocate a unique number to your internet browsers; to customise our Site for you;<br />
-for statistical and/or behaviour analysis purposes;<br />
-to identify if you have accessed a Third Party Website; and<br />
-for security purposes.<br />
In certain circumstances, data collected from use of cookies may reasonably identify you and/or potentially constitute personal or sensitive information. By using our website, you consent to our use of cookies, pixels, click re-directs and tag containers and the data they may collect.&nbsp;</p>

<p><strong>Website Online application (Contact Us)</strong><br />
When you send a completed online application to us, we retain the information contained in that application. We may use that information to provide financial services that are require. We may use third party service providers to analyse the way you fill out any online forms.</p>

<p>We will not be liable or responsible for:<br />
-any failure to perform, or delay in the performance of our website.<br />
-the Website not meeting your individual requirements or the Applications containing defects or errors. It is your responsibility to ensure that the facilities and functions of the App meet your requirements;<br />
-any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your mobile device, data or proprietary material due to your use of the Website or Applications or<br />
-breaches caused by a third party accessing your DataSafeApps account as a result of your failure to ensure the security of access to the Site from your computer or mobile device.&nbsp;</p>

<p><strong>Security of information</strong><br />
The security of your information is very important to us. We regularly review developments in security and encryption technologies. Unfortunately, no data transmission over the internet can be guaranteed as totally secure. We take all reasonable steps to protect the information in our systems from misuse, interference, loss, and any unauthorized access, modification or disclosure. If we no longer require your information, and we are legally permitted to, we will take all reasonable steps to destroy or de-identify the information. If your browser is suitably configured, it will advise you whether the information you are sending us will be secure (encrypted) or not secure (unencrypted). You understand that any message or information you send using the Website may be read or intercepted by others, even if there is a special notice that a particular transmission is encrypted. All content and services on or available through the Website are provided on an &#39;as is&#39; basis and we do not make any representation or give any warranty or guarantee in respect of DataSafeApps or its content.<br />
You indemnify and will keep us indemnified for any claims or liabilities that you or we may be liable for as a result of your breach of this policy. You agree that by using the Site, you will be solely responsible for ensuring the security of access to the Site by third parties.&nbsp;</p>

<p><strong>Direct marketing</strong><br />
We will not use or disclose sensitive information or use it for Direct Marketing. We may use your personal information for our own internal purposes.&nbsp;</p>

<p><strong>Disclosure to overseas entities</strong><br />
We do not disclose personal information obtained from cookies to overseas companies. In certain circumstances, data collected from use of cookies, pixels, click re-directs and tag containers may reasonably identify you and/or potentially constitute personal or sensitive information. By using our website, you consent to our use of cookies pixels, click re-directs and tag containers and the data which they may disclose. Please contact our administrator if you would like further information.</p>

<p><strong>Push notifications</strong><br />
With your consent, we may push notifications to send you information relating to us. You can manage your push notification preferences or deactivate these notifications at any time by turning off the notification settings in the Device Settings of your device.</p>

<p><strong>Trademarks and copyright</strong><br />
All copyright, trade marks (including the registered trademark) and all other intellectual property rights in DataSafeApps and its content (including without limitation the pages screens, information and material) included in the Site and all software and source codes connected with the Site (&quot;Intellectual Property&quot;) is owned by DataSafeApps or its related companies unless otherwise noted. Any use of the Intellectual Property without DataSafeApps express permission is prohibited.</p>

<p><strong>User Responsibilities</strong><br />
You agree that you will not use DataSafeApps for any purpose that is unlawful and that your use will comply with all relevant laws and regulations. You will not:<br />
-Use the Website to send junk email, spam or chain letters or engage in unlawful marketing such as pyramid schemes.<br />
-Collect information of third parties by automated means (such as robots, spiders or scrapers) without permission.<br />
-Transmit or upload any material that contains viruses or any other harmful code.<br />
-Breach any laws or any copyright, patent, trade secret or other intellectual property, proprietary or privacy rights of any other party, or post any content that is copyright protected without the copyright owner&rsquo;s written permission to use it.<br />
-Interfere with, impair or disrupt DataSafeApps, or attempt to gain unauthorised access to any accounts, systems, services or information.<br />
-Restrict or inhibit any users from using or enjoying DataSafeApps.<br />
-Post or supply from DataSafeApps for any other public use, false, inaccurate, misleading, defamatory, discriminatory, racist, threatening, obscene, offensive, graphic, pornographic, indecent, fraudulent or unlawful material.<br />
-Misrepresent yourself, any person or organisation.</p>

<p>DataSafeApps reserves all rights to immediately disconnect your subscription and take legal action in cases where DataSafeApps is used in breach of our Terms.<br />
You will indemnify DataSafeApps and its related companies, licensees, affiliates and licensors, and directors, management, officers, employees, agents and contractors from all loss and damage, claims, demands, suits, liabilities, proceedings or action that may arise or are incurred by you in connection with your use or access of DataSafeApps and direct breach of the Terms set out in this document.</p>

<p><strong>Our Intellectual Property</strong><br />
Material and contents in DataSafeApps including all brands, logos, images, tags, registered or unregistered trademarks, service marks, designs are the property of DataSafeApps and subject to copyright trademark and other intellectual property laws.<br />
Unless otherwise indicated, all rights in all content, contained in, or used to create or support, DataSafeApps, including text, graphics, logos, button icons, photos, videos, audio clips, and navigational and other software are owned and controlled and are reserved by DataSafeApps. You can copy material for your own personal use, but you must not republish, copy, reproduce, transmit, distribute, sell, modify, adapt or use any part of DataSafeApps in any other way, without DataSafeApps permission.</p>

<p><strong>Termination / Changes&nbsp;</strong><br />
DataSafeApps may modify, suspend or discontinue any services existing on DataSafeApps, or remove, modify, edit or supplement any content on DataSafeApps without notice. We may terminate or suspend a user&rsquo;s access to DataSafeApps at any time, for any reason, without notice. The liability and indemnity provisions provided in these Terms will survive upon termination. DataSafeApps reserves the right to replace, change, alter or remove any image at its discretion without limitation or warning.</p>

<p><strong>Liability</strong><br />
You are responsible for your use of DataSafeApps. DataSafeApps is provided at your own risk. While DataSafeApps has used its best endeavours to ensure that the information DataSafeApps has provided is correct and current at the time of publication, we do not accept responsibility for any error, omission or defect in that information.</p>

<p>DataSafeApps and any affiliate companies and directors, employees, agents and contractors, do not:<br />
-Make representation, warranty of any kind as to the operation of DataSafeApps, your access to DataSafeApps or the result from its access or the information, content, material or products in DataSafeApps.<br />
-Guarantee that the functions in DataSafeApps will not be uninterrupted by any defects or that the server which stores and transmits content to you is free of viruses or other harmful components.<br />
-Nothing in these Terms limits or excludes the statutory consumer guarantees as provided under the Competition and Consumer Act, including any implied warranties or consumer protection laws in the State and Territories of Australia.<br />
-The limitations outlined in these Terms will not operate as to be inconsistent with Non-Excludable Guarantees except for any liability that cannot be excluded, such as the Non-Excludable Guarantees, DataSafeApps<strong>,</strong>&nbsp;its officers, management, employees and agents, exclude all terms, conditions, warranties, guarantees and representations, whether express or implied, and exclude all liability in contract, tort (including negligence), or otherwise for loss or damage (whether direct or indirect) in relation to the use, inability to use, or performance of DataSafeApps, any information, content, material, products or services made available via DataSafeApps, including any error, omission, technical malfunction, delay, interruption, interference, tampering, virus, bug, theft, destruction or unauthorised access to or alteration of DataSafeApps, or any damage to any computer or device.</p>

<p><strong>Indemnity</strong><br />
You agree to indemnify and keep DataSafeApps, its affiliated companies and officers, employees, agents and contractors indemnified, from any claim, liability, loss, damage, cost (including legal fees) or expense which we may suffer or incur as a direct or indirect result of your wilful or negligent act or omission with your use of DataSafeApps or the violation of these Terms by you, or the infringement by you, of any intellectual property or other right of any person or entity.</p>

<p><strong>Governing laws</strong><br />
These Terms are governed by and to be construed in accordance with the laws of the State of Queensland, Australia. You irrevocably and unconditionally agree to submit to the exclusive jurisdiction of the Courts of Queensland, Australia. DataSafeApps failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. In the event that any provision of these Terms is held to be invalid or unenforceable, then that provision will be limited or removed to the minimum extent necessary, and the remaining provisions will remain in full force and effect.</p>

<p><strong>Links</strong><br />
DataSafeApps may provide links or references to other sites or services originating from other companies, individuals or organisations. DataSafeApps does not make any warranties or representations about these services or endorse their Websites or services. DataSafeApps bears no responsibility for the content or operation these Websites or services and shall not be liable for any damage or injury relating to access or use of these Websites or services. Your link to any off-site pages is entirely at your own risk.</p>

<p><strong>Contact us</strong><br />
If you have any questions, comments, feedback, or want to report any breaches of these Terms, we would like to hear from you. Please contact us as follows:</p>

<p><strong>Business Address (Notices Only): PO Box 929 Oxenford QLD 4210</strong><br />
<strong><strong>Phone: 0418 229 816</strong><br />
<strong>Email: kerry@datasafeapps.com.au</strong><br />
<strong>Postal Details: Administrator</strong></strong>&nbsp;<strong>DataSafe Applications Pty Ltd</strong><strong>, PO Box 929 Oxenford QLD 4210</strong><br />
We take all matters very seriously and we shall respond to any concerns with you directly and in a prompt manner.</p>

<p><strong>Changes to this policy</strong><br />
This policy is subject to changes without prior notice. We may amend this policy by updating this notice.</p>
