<p>
 Existing Adam Smith client since 29/9/2013 with a $2000 limit and is wanting to increase her limit to $3000 for bills and Christmas. Client rents thorugh Ashfield Baptist Homes, this is also her place of employement. Her rent and meals are deducted from her income; she also has salary sacrifice which paid back to her in an ANZ account. She has been with the same employer for 21 years and has been at the same residency for 14 years. Client has a ANZ personal and no other debts; she pays on time and pays more than the minimum amount required. </p>
